The Market

State Down Payment Help is 35 Days Late

The gang from Sell for 1 Percent, joined by Jody Vermillion of Roo-Off Mortgage, breaks down a critical delay in Ohio’s down payment assistance program. While the state’s OFA program is an option, it’s currently adding up to 35 days to closing timelines due to bottlenecks. Jody reveals a compelling alternative called the HomeNow program—it offers a full 5% in assistance, has more flexible credit and debt ratio requirements, and avoids the seven-year residency rule tied to OFA funds. For Columbus homebuyers needing assistance, this alternative could be the key to closing on time without getting caught in state-level delays.

Watch the full video on YouTube: https://youtu.be/lJD6oiGNt1c